Car Accident Compensation in Virginia | Guide 2026
By Sarah Chen, Legal Content EditorReviewed by James Patterson, JD
Published: May 8, 2026
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Start Free EvaluationVirginia uses pure contributory negligence — like North Carolina, any fault at all can bar your entire recovery (Va. Code § 8.01-34). Virginia also uniquely allows driving without insurance by paying a $500 fee.
Contributory Negligence
Any percentage of fault = potentially $0. A lawyer is essential to establish zero fault.
Statute of Limitations
- Personal injury: 2 years (Va. Code § 8.01-243)
- Property damage: 5 years
- Wrongful death: 2 years
Average Settlements
| Injury Type | Range |
|---|---|
| Soft tissue | $10,000 – $35,000 |
| Moderate | $35,000 – $125,000 |
| Serious | $125,000 – $350,000 |
| Catastrophic | $350,000 – $3,000,000+ |
Insurance: 30/60/20
Or pay $500 to drive uninsured (not recommended — you're personally liable for all damages).
Updated May 2026. Sources: Va. Code § 8.01-243, § 8.01-34; Virginia State Bar.
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