Car accident in the US?Get the compensation you deserve.

If you've been in a car accident in the United States, you likely have the right to compensation — regardless of your immigration status, the language you speak, or whether you have insurance. Every year, millions of people are injured in vehicle accidents, and the vast majority never receive what they're legally owed simply because they don't know they can claim.

This site exists to change that. Here you'll find clear information about how accident compensation works in every state, what types of damages you can claim, and how to protect your rights from day one.

What Does Accident Compensation Cover?

Accident compensation can cover far more than most people realize. If you were injured, you may be entitled to:

• Medical expenses: ambulance, emergency room, surgery, rehabilitation, medication, physical therapy, and any future treatment you need.
• Lost wages: income you missed while recovering, including work days, tips, commissions, and lost job opportunities.
• Pain and suffering: compensation for physical pain, emotional distress, anxiety, insomnia, and loss of quality of life.
• Property damage: repair or replacement value of your vehicle and personal belongings.
• Future losses: if your injuries are permanent or long-term, you can claim future medical treatment, reduced earning capacity, and assisted living costs.

In serious cases — spinal injuries, traumatic brain injury, or wrongful death — compensation can reach hundreds of thousands or millions of dollars.

Time Is Critical

Every state sets a legal deadline — called a statute of limitations — for filing a claim or lawsuit after an accident. Miss that deadline, and you lose your right to compensation. Period.

Deadlines vary by state:

• Florida: 2 years (changed in 2023 after HB 837 tort reform)
• Texas: 2 years
• California: 2 years
• New York: 3 years
• Arizona: 2 years

There are exceptions that can shorten or extend these deadlines. That's why acting quickly is essential. Every day that passes without documenting your case, seeing a doctor, or talking to a lawyer weakens your claim.

You Pay Nothing Until You Win

This is the single most important thing accident victims don't know: most accident lawyers work on contingency fees. That means:

• You pay nothing upfront
• You pay nothing during the case
• The lawyer only gets paid if they win
• If they don't win, you owe them nothing

There is zero financial risk to you. The lawyer takes on the risk, not you. This is standard across the industry — it's how virtually all personal injury attorneys operate.

Why Having a Lawyer Matters

According to the Insurance Research Council, people who hire a lawyer after an accident receive, on average, 3.5 times more compensation than those who negotiate with the insurance company on their own.

Why? Because insurance companies have legal teams dedicated to minimizing what they pay you. Their job is to protect company profits, not your interests. An accident lawyer works exclusively for you, knows what your case is actually worth, and has experience negotiating against those same insurers.

The difference isn't small. We're talking about $15,000 vs $52,000 for the same case — just based on whether you had a lawyer.

Your Immigration Status Doesn't Matter

You have the right to compensation regardless of your documentation status. This is federal civil law — it applies to everyone on US soil. Specifically:

• Civil courts do not ask about immigration status
• Insurance companies cannot deny a legitimate claim based on status
• Your attorney is legally prohibited from sharing your information with immigration authorities
• California, New York, and other states have explicit protections (like CA Evidence Code Section 351.2)

If you were hurt in an accident that wasn't your fault, you have the same rights as any US citizen. Don't let fear prevent you from claiming what you're owed.

We Speak Your Language

If you prefer Spanish, our entire site is available in español — including the evaluation form and all state guides. We connect you with bilingual attorneys who can handle your case in your language from start to finish.

Ver este sitio en español →

Your Evaluation Is Free and Confidential

You don't need to have all the details organized. You don't need to know whether your case "qualifies." You just need to take the first step.

Our free evaluation takes less than 2 minutes. It's completely confidential, no obligation, and we'll connect you with an experienced attorney in your state.

Our Editorial Standards

All content on MVAcompensation.com is researched, written, and reviewed by a team of legal editors and specialized journalists. Every state guide is reviewed by a licensed attorney. Compensation figures come from jury verdict data, Insurance Information Institute reports, and state bar association statistics.

We are not a law firm. We are an independent legal information resource. Our commitment is to give you the information you need to make informed decisions about your case.