Car Accident Compensation in Maryland | Guide 2026
By Sarah Chen, Legal Content EditorReviewed by James Patterson, JD
Published: May 8, 2026
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Start Free EvaluationMaryland uses pure contributory negligence — any fault = potentially $0. Also caps non-economic damages at ~$920,000 (2026, adjusted annually). 3-year statute of limitations.
Contributory Negligence
Any percentage of fault can bar entire recovery. A lawyer is essential.
Statute of Limitations: 3 years
Non-Economic Damages Cap: ~$920,000
Maryland caps pain and suffering. No cap on economic damages.
Average Settlements
| Injury Type | Range |
|---|---|
| Soft tissue | $12,000 – $40,000 |
| Moderate | $40,000 – $130,000 |
| Serious | $130,000 – $350,000 |
| Catastrophic | $350,000 – $3,000,000+ |
Insurance: 30/60/15 + $2,500 PIP
Updated May 2026. Sources: Md. Code, Cts. & Jud. Proc. § 5-101, § 3-1401; Maryland State Bar Association.
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